Introducing TSP Advisory Group

Introducing TSP Advisory Group, a subsidiary of Gartenhaus Financial.  Given our location in the Washington DC Metro area, as well as the number of current and retired federal employees whom are existing clients, we are launching TSP Advisory to help these employees understand their benefits.  From topics such as how to invest their TSP account to more advanced discussions on pension maximization, our staff has been trained to help educate on the myriad of federal benefits.  Both Bryan Beamer and Howard Perlroth have the ChFEBC (Chartered Federal Employee Benefits Consultant) designation.

Here are just a few examples on how we can help.  Federal workers under the Civil Service Retirement System (CSRS) are able to take up to 10% of their total federal earnings and place it into a Roth IRA.  While some restrictions apply, income and investment amounts are not one of them.  Most CSRS employees have no idea this is an option.  We can help!

Another area is with life insurance.  Life insurance premiums for federal employees are determined in age bands.  In younger bands, it's cost effective to stay with the government insurance program.  However, employees in age bands 40 – 44 to 55 – 59 might reduce premiums for similar coverage outside FEGLI (Federal Employee Group Life Insurance)?  Premiums increase 1000% from age 39 to age 60!  Outside insurance availability assumes insurability.  We have calculators that will analyze your specific situation to determine a recommended course of action.

We imagine many of our non-federal clients have friends, neighbors, even relatives who work for the federal government.  The benefits available to them are very complex, and it’s our experience many don’t take full advantage as a result.  TSP Advisory Group is dedicated to providing the very best consultative services for federal government employees, active and retired.  If you know of someone who might benefit from our knowledge, they may contact us for a no obligation consultation.